So we automatically provide you with ‘death in service’ cover, known as ‘life assurance’ cover, if you have set contracted hours – it’s part of your employment with us.

This means your nominated beneficiary gets a lump sum payment of a minimum of typically three times your salary, in the event of your death while you work for us.

The level of cover depends on your terms and conditions of employment.  Check your contract to find out how much life cover you have.

If the worst happens, we’ll contact the person you nominated to arrange the payment.

Second policies
If you already have life assurance cover it may state that you can’t have a second policy. If you’d like to opt out just let us know and we’ll remove your cover.

Multiple beneficiaries
You can nominate more than one person as your beneficiary and split the payment.
Just complete the details of all beneficiaries on your life assurance form and tell us the proportion that each party should receive. Just make sure the total adds up to 100%. Beneficiaries can be charities as well as individuals. 

This life assurance cover is provided for us by a third party insurer and is subject to their terms and conditions.