Money can create great moments and stressful ones too, so it helps to feel in control of your finances and know where to seek help and support should you need it.

MoneyHelper is there to help make your money and pension choices clearer, putting you in control with free impartial guidance backed by government and to recommend further, trusted support if you need it.


Talking to your creditor

If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor (any organisation you owe money to) know and having early conversations with them is the best first step to resolving your money issues and avoid falling into problem debt. 

Struggling with debt?

You may find discussing your situation with a trained and experienced debt adviser at MoneyHelper and using their bill prioritiser tool helpful.

  • Start a live chat (open Mon – Fri 8am – 6pm, Sat 8am – 3pm)
  • Add +44 77 0134 2744 to your WhatsApp and send them a message.
  • Give them a call on 0800 138 7777 (open Mon – Fri 8am – 6pm)
  • Find a free debt advisor near you – Debt Advice Locator | MoneyHelper


MoneyHelper could help you find your way forward and take the first step towards getting on top of things.  If you are in debt and need to speak to a debt advisor, you can request a call back using this form. You won’t need to pay for the advice you receive, and speaking to them won’t affect your credit rating.  You can talk to them about the Government’s breathing space on debt scheme

Building money conversations into our everyday lives also helps us build financial confidence and resilience to face whatever the future throws at us.  Use MoneyHelper’s online guides to help you start conversations about money with your:

If it’s not safe to talk

If your partner or family controls access to your money, or runs up debts in your name, it’s financial abuse.  But there’s no need to struggle on alone.  There are places to go for help and support and things you can do.

Money worries affecting your mental health?

There’s often a link between struggling with money and mental health problems. Feeling low can make it harder to manage your money and worrying about money problems can affect your mental wellbeing. The sooner you can begin to think about and tackle your money problems, the easier it’ll be to take control.

You can contact MoneyHelper on 0800 138 7777 (open Mon – Fri 8am – 6) or access the resources below to get guidance on how to manage your finances.

Money problems and poor mental wellbeing | MoneyHelper